Seminar Agenda 
“The Closing Cycle” 

Teri K. Callen, Esq., Chicago Title Insurance Company, Columbia 
Sample Closing - Role Play
Discussion led by: 
Teri K. Callen, Esq., Chicago Title Insurance Company, Columbia 
William “Bill” O. Higgins, Esq., Graybill, Lansche & Vinzani, LLC, Columbia 
Lisa M. Hostetler, Esq., LawyerLisa, LLC, Columbia 
Purchase Closing 
Teri K. Callen, Esq. 
Title Insurance 
Lisa M. Hostetler, Esq.
The Basics
- The Title Commitment
- The Title Insurance Policy
How to take what is found - and not found - in the title examination and incorporate it in the Commitment 
Post-Closing 
Lisa M. Hostetler, Esq.
- Clearance of title commitment requirements
- Mortgage satisfactions
- Final Title Policies and remittances
- Original recorded docs to appropriate parties 
Title Examination 
William “Bill” O. Higgins, Esq.
- Examination of a title search to find potential defects
- Discussion of common title defects/encumbrances and how to address them in the Commitment 
- The Closing Attorney's Multiple Hats
- Compliance with lender closing instructions/title underwriter requirements
- Protecting “Client” vs. “Proposed Insured” 
CFPB's TILA-RESPA Integrated Disclosures (TRID) 
Teri K. Callen, Esq. 
Individual/Group Exercise: Loan Policy, Survey & Title Examination
Discussion led by: 
Teri K. Callen, Esq. 
William “Bill” O. Higgins, Esq. 
Lisa M. Hostetler, Esq. 
Stuff S.C. Real Estate Lawyers Really Should Know (But May Not) 
Teri K. Callen, Esq. 
William “Bill” O. Higgins, Esq. 
Lisa M. Hostetler, Esq.
 
This program qualifies for 7.0 MCLE credit hours. 
  
This seminar is a Basic level program.

Note: When submitting your compliance reports to the SC Commission on CLE and Specialization, for completion in 2019, please use this course code: 191392ADOE