Feedback

Your experiences are important to the ongoing evaluation of our Preferred Insurance Providers. The Professional Liability Committee, comprised of volunteer Bar members, will consider your comments in their decisions regarding these companies. If you have an experience, positive or negative, that you would like to share with the Committee, e-mail staff liaison Nichole Davis.

ALPS

For coverage pricing information, visit  ALPS  here or call 1-800-367-2577 FREE. The South Carolina customer services representative is Shawn MacDonald.

Company highlights

  • Holds an "excellent" or better rating from AM Best.
  • First-dollar defense is available for professional liability claims.
  • First-dollar defense is available for grievance claims.
  • Risk-rated coverage is accessible for Bar members with a claims history.

Application

  • A web-friendly application process is available.
  • Contact with a live representative is available.
  • A quote can be provided within 2 business days on a completed application.
  • Credit card payments are accepted.

Deductibles/Discounts

  • Reductions for fast claim resolution are available.
  • Discounts/incentives for risk management are available.
  • A discounted or free tail policy for retirement is available, where continuation coverage is not provided -by a firm.

Coverage

  • A policy with minimum limits of $100,000/$300,000 for new lawyers is available.
  • A debt collection coverage option is available.
  • An option for title insurance agencies is available.
  • An option for firms with one to six attorneys is available.
  • A cyber coverage option is available.

     

Pearl Insurance

The Hanover Insurance Group representative at Pearl Insurance for South Carolina is Chris Doyle. Call him at (309) 679-0115 or 1-(800) 447-4982, ext. 10115.

Visit the application portal here for more information.

Company Highlights

  • Holds an A "Excellent" rating from AM Best with Financial Size XV ($2billion or greater).
  • First-dollar defense is available for professional liability claims.
  • Risk-rated coverage is accessible for Bar members with a claims history.

Application

  • Electronic application available.
  • Contact with a live representative is available and encouraged.
  • A quote can be provided within two business days on a completed application.
  • Premium financing options and ability to pay by credit card.

Deductibles/discounts

  • Multiple opportunities for deductible reduction including early resolution of   claim, utilization of mediation prior to suit.
  • Discounts/incentives for risk management.
  • Free tail policy for retirement is available.

Coverage

  • Policy limits of $100,000/$300,000 to $10,000,000/$10,000,000 available
  • Client Fee Dispute Assistance Available
  • Debt collection coverage is included.
  • An option for title insurance agencies is available.
  • An option for firms of any attorney size is available.
  • Supplemental cyber provision is included.

     

Swiss Re Corporate Solutions

The South Carolina representative for Swiss Re Corporate Solutions is Missy Rodriguez, and you can call her at (954) 453-6295.

Company Highlights

  • Holds an A+ "Superior" rating from AM Best with Financial Size XV ($2billion or greater).
  • First-dollar defense is available for professional liability claims.
  • First-dollar defense is automatic for grievance claims.
  • Risk-rated coverage is accessible for Bar members with a claims history.

Application

  • Electronic application available.
  • Contact with a live representative is available and encouraged.
  • A quote can be provided within 2 business days on a completed application.

Deductibles/discounts

  • Reductions for fast claim resolution.
  • Discounts/incentives for risk management.
  • Free tail policy for retirement is available.

Coverage

  • A policy with minimum limits of $100,000/$300,000 for new lawyers is available.
  • Debt collection coverage is included.
  • An option for title insurance agencies is available.
  • An option for firms of any attorney size is available.

Benefits Provided to the Bar

CLE Presentations:

  • Ellen McCarthy: Webinar Speaker with Warren Powell of Bruner, Powell, Wall & Mullins, LLC on topic: "Risk Management for South Carolina Attorneys During the COVID19 Pandemic", held April 2020
  • Ellen McCarthy: Speaker at SCB with Susan Wall and Hal Frampton of Gordon Rees on topic: "How to Keep Your Law Practice Safe: Insurance, Employment and Ethics Issues for Small Offices", held in Charleston, SC, February 2020
  • Ellen McCarthy: Speaker at SCB with Susan Wall and Hal Frampton of Gordon Rees on topic: "How to Keep Your Law Practice Safe: Insurance, Employment and Ethics Issues for Small Offices", held in Rock Hill, SC, February 2020
  • Ellen McCarthy: Speaker at SCB with Nichole Davis, Courtney Troutman, and Peyre Lumpkin on topic "Succession Planning", held in Columbia, SC, February 2020
  • Ellen McCarthy: Speaker at SCB with Susan Wall and Hal Frampton of Gordon Rees on topic: "How to Keep Your Law Practice Safe: Insurance, Employment and Ethics Issues for Small Offices", held in Columbia, SC, July 2019
  • Ellen McCarthy: Filmed Video CLE at SCB on Succession Planning, July 2019
  • Deborah Bjes: Speaker at SCB CLE webinar series on topic: "Substance Abuse and Mental Health Concerns: Ethical Implications for Lawyers & Law firms", October 2018  
  • Deborah Bjes: Presented at Live SCB Webcast Wednesday series on topic: "Document Retention and Destruction Issues", November 2017
  • Deborah Bjes: Presented with Donna Asta, Swiss Re Corporate Solutions claims handler, and Jill Rothstein for SCB CLE webinar series on topic: "Risk Management for Lawyers", March, 2017
  • Deborah Bjes: Presented at SCB Annual Conference on topic: "Confidentiality with Confidence: Protecting Your Client while Protecting your Image", January 2017
  • Deborah Bjes: Presented with Warren C. Powell, Jr. of law firm, Bruner, Powell, Wall & Mullins, LLC, for SCB CLE webinar series on topic: "A Risk Management Update for the Real Estate Attorney", August 2016 
  • Deborah Bjes: Presented with Patrick Cleary of law firm Bowman and Bowman, LLP, for SCB CLE webinar series on topic: "Four Generations and the Law: a Risk Management Perspective", August, 2016 
  • Deborah Bjes: Presented with Jill Rothstein for SCB CLE webinar series on topic: "Staff Training", August, 2016 
  • Deborah Bjes: Speaker at SCB conference "The Art of Damages: Presenting at Trial and Asking for Monetary Awards" on topic “Conflict Traps for Litigators", February, 2016.
  • Deborah Bjes: Speaker at SCB LPM-Tech Conference on topic “The Nuts & Bolts of Legal Malpractice Policies", September 2015.

CLE videos

Presented by Deborah Bjes and provided to the SC Bar in August 2020:

  •  Risk Management Concerns for Lawyers  
  • Risk Management: A Call to Action!  Promoting Well-being in the Legal Profession
  • Risk Management  for the Defense Attorney
  • Risk Management  Document Retention & Destruction
  • Risk Management Retiring Lawyer
  • Risk Management  Estates, Trust & Probate

     

Feedback

Your experiences are important to the ongoing evaluation of our Preferred Insurance Providers. The Professional Liability Committee, comprised of volunteer Bar members, will consider your comments in their decisions regarding these companies. If you have an experience, positive or negative, that you would like to share with the Committee, e-mail staff liaison Nichole Davis.