American Credit Acceptance in Spartanburg seeks to fill the position of Staff Attorney - Litigation.


The position of Staff Attorney will support Legal Department and business needs for a growing automotive finance company with a national footprint. This position will expose the candidate to many aspects of consumer finance and commercial lending industries, including regulatory compliance, business transactions, and litigation management, with opportunities for advancement in these and other areas.

Essential Functions

  • Coordinate and manage consumer and commercial litigation, in federal and state courts, across a wide geographic scope
    • Draft pleadings and motions
    • Review and respond to discovery requests
    • Resolve consumer and commercial disputes
  • Maintain and oversee law firm network to provide local assistance with litigation matters
  • Provide support for consumer complaints filed with state and federal regulators including the Consumer Financial Protection Bureau (“CFPB”) and state Attorneys General
  • Research federal and state laws to ensure regulatory compliance, including:
    • Truth-in-Lending Act
    • Equal Credit Opportunity Act
    • Fair Credit Reporting Act
    • Fair Debt Collection Practices Act (and state debt collection laws)
    • Federal and state laws restricting unfair or deceptive acts or practices
    • Telephone Consumer Protection Act
    • State retail installment sales acts
    • State uniform commercial codes
    • State certificate of title acts
    • Bankruptcy and creditor’s rights laws
  • Monitoring of legal developments in consumer finance industry
  • Other tasks as assigned

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.


  • Candidate should have excellent analytical skills, strong sense of organization, and an ability to communicate clearly with internal and external parties
  • Computer skills should include Microsoft Office, Windows, and the internet
  • Bachelor’s and Juris Doctor degrees required, successful completion of bar examination and active law license in at least one jurisdiction required
  • 0-3 years of experience as an attorney

Supervisory Responsibility

This position may have supervisory responsibilities.

Work Environment and Physical Demands

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Position Type/Expected Hours of Work

This is a full-time position with a work schedule of Monday-Friday with some schedule variations as needed.


This position may require up to 10% travel.

To Apply

Apply online.

EEO Statement

ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws.  ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.