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Insurance
  • Information about insurance (medical, dental, liability and disability) for SC Bar members is here or see Page 25 of the 2012-2013 South Carolina Bar Lawyers Desk Book for a complete list of insurers approved by the Bar (You may also obtain insurance from a company of your own choosing.)
  • Health Insurance ideas:
    • Bar Group Medical Plan
    • Change coverage to spouse
    • Check COBRA rates
    • ABA plans, if you are a member, but check COBRA first
    • National Association of Self-Employed (www.nase.org) plan
    • Independent insurance agents
    • Web sites: www.insure.com, etc.
    • Ask other lawyers who they use
       
  • Make sure you have adequate hazard insurance coverage for the contents of your new office, including any necessary coverage for business interruption and destruction of papers and files.  Also check on liability coverage for accidents that may occur in your office, and consider the purchase of disability coverage.
  • Obtain malpractice coverage. (While not mandatory in South Carolina, it is a good idea!) 
  • Determine whether you will need worker's compensation insurance and obtain it.
  • For more information on choosing insurance, see Legal Malpractice: The Law Office Guide to Purchasing Legal Malpractice Insurance by Ronald E. Mallen; The Lawyer's Guide to Insurance by Ben G. Baldwin; Essential Formbook Vol. IV: Disaster Planning and Recovery, Risk Management and Professional Liability Insurance, or Chapter 15 of Flying Solo, all available in the Bar's Lending Library.
     
  • Liability Insurance - ALPS is your South Carolina Bar endorsed professional liability insurance provider as well as the endorsed carrier for 17 bar associations nationwide. Building on a 20 year history of stability and commitment to lawyers, ALPS delivers services and resources that support the legal profession as a whole and works to promote the honor, dignity and professionalism of lawyers.

Attorneys Liability Protection Society (ALPS)
P.O. Box 916
Missoula, MT 59807-9169
(800) 367-2577 toll-free
(406) 728-7416 (fax)

  • There are many other providers who also write policies in South Carolina. This list is current through 2011.

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